Managed Detection and Response (MDR) in Pasadena, California

24/7 security monitoring and response with managed detection and response (MDR) services. Advanced security tools plus human experts watching your environment and responding to attacks in real time.

About Our Managed Detection and Response (MDR) Services

If you're here because you're worried that antivirus and a firewall aren't enough anymore, you're right — and you're in the right place.

Pasadena business owners come to Alcala Consulting when they hear about ransomware and business email compromise in the news and think "That could be us," their cyber insurance carrier starts asking detailed security questions they can't fully answer, their IT provider "installs tools" but can't explain who's actually watching alerts at 3 a.m., they've had a close call with a phishing email or fake invoice, they suspect attackers are trying passwords against their accounts, or they want someone to detect and stop threats before the damage is done.

Managed Detection and Response (MDR) is the combination of advanced security tools plus human experts watching your environment and responding to attacks in real time.

It's like having a security team that never sleeps, without having to hire one.

For 27 years, Alcala Consulting has helped Pasadena businesses move beyond "basic IT security" to real-time detection and response.

Here's a story that shows why MDR is no longer optional.

A registered investment advisor (RIA) in the Pasadena area contacted us after a scare that could have ended their firm.

One of their senior advisors received what looked like a routine email from a long-time client: "Can you please send me the wire instructions again? I'm ready to move the funds today."

The email looked perfect: same client name, same tone, the correct account history referenced, and the correct email thread copied below.

The only problem: It didn't come from the client.

The attacker had phished the advisor with a fake Microsoft 365 login page a week earlier, captured the advisor's username and password, logged into the advisor's mailbox, read weeks of emails to learn how they spoke, created inbox rules to hide certain messages, and waited for the right moment.

Now they were ready to strike.

They drafted a fake "client" email asking to move a large sum to a new account. If the wire had gone through, it would have ruined the client and the firm.

Here's the part that changed everything:

The advisor clicked "Reply," started typing… and then something strange happened.

Before the email was sent, Alcala Consulting's MDR team received multiple alerts: a suspicious login to the advisor's mailbox from another country, a pattern of inbox rules being created that hid messages from the real client, unusual sign-in behavior inconsistent with the advisor's normal routine, and EDR (Endpoint Detection and Response) showing the credential theft event on the advisor's workstation days earlier.

Our MDR system correlated the earlier phishing page visit, the stolen credentials, the foreign login, the new inbox rules, and the timing of the "urgent wire" email.

We called the firm immediately.

Our engineer said, in plain English: "Do not send any wires. Your advisor's mailbox is compromised. We're isolating the threat now."

Within minutes, we forced a sign-out across all sessions for the compromised account, reset the advisor's password, enforced stronger MFA, removed the malicious inbox rules, reviewed the attacker's activity logs, confirmed no wires had been sent, scanned the device for related threats, and checked other accounts for similar behavior.

Later that week, during a debrief, the firm's principal said: "If this had happened six months earlier, before we had MDR, we would've wired that money. We would've lost the client and probably the business."

MDR didn't just send alerts. MDR connected the dots and acted before the worst happened.

Most small and mid-sized businesses still rely on antivirus, a firewall, a spam filter, and occasional "security talks" with staff.

Attackers know this.

They use tactics that slip around those defenses: phishing and credential theft, business email compromise (BEC), malware-free intrusions, using legitimate tools (like PowerShell) in malicious ways, moving through cloud apps instead of on-premise servers, and hiding behind VPNs and overseas IP addresses.

Basic tools might see pieces of this. But they don't connect those pieces, and nobody is watching them around the clock.

The result: attacks go undetected for days or weeks, fake invoices get paid, sensitive files get copied quietly, cloud accounts get taken over, ransomware gets staged and deployed, and businesses only realize there's a problem when it's too late.

MDR solves this by combining advanced detection tools, centralized visibility, human experts who understand what the data means, and real-time response.

It's the difference between "we saw something weird last month" and "we blocked an attack this morning."

Alcala Consulting acts as a dedicated security partner for SMBs around Pasadena and the greater LA area.

With MDR, we watch your environment 24/7 (endpoints, cloud, identity, email, network signals), detect suspicious or dangerous behavior, investigate alerts to separate noise from real threats, take action when something is wrong — not "next week," but now, and help you recover safely and strengthen your defenses.

You don't just get tools. You get a team.

Serving Pasadena Businesses

Business Districts

  • Old Pasadena
  • South Lake Avenue
  • Pasadena Playhouse District

Key Industries

  • Technology
  • Healthcare
  • Education
  • Manufacturing

Local Expertise

Over 25 years serving Pasadena businesses with comprehensive IT solutions and local support.

Managed Detection and Response (MDR) for Pasadena Businesses: Local Market Insights

The Pasadena business community is diverse, with thriving industries including Technology, Healthcare, Education. Each sector has unique technology requirements, and our managed detection and response (mdr) solutions are tailored to meet these specific needs.

Businesses operating in key districts like Old Pasadena and South Lake Avenuerely on reliable technology infrastructure to serve their customers and maintain competitive advantages. Our managed detection and response (mdr) helps Pasadena businesses stay ahead of technology trends while ensuring compliance with California-specific regulations and standards.

From compliance requirements like CCPA and industry-specific regulations to the growing need for cloud-based solutions and remote work capabilities, Pasadena businesses need technology partners who understand both the technical and regulatory landscape. Alcala Consulting provides managed detection and response (mdr) that addresses these comprehensive needs.

Why Pasadena Businesses Choose Alcala Consulting

Local Presence & Support

  • Located in Pasadena, serving Pasadena and surrounding areas
  • Fast on-site response times for Pasadena businesses
  • Understanding of local business landscape and challenges
  • Community-focused IT solutions and support

Service Area Coverage

Primary Service Area: Pasadena and surrounding business districts

Business Hours: Monday - Friday, 8:00 AM - 5:00 PM PST

Emergency Support: 24/7 for critical issues

Response Time: Same-day for urgent issues in Pasadena

Proud to Serve Pasadena

Pasadena City Hall

Supporting businesses near this iconic Pasadena landmark

Old Pasadena

Supporting businesses near this iconic Pasadena landmark

Pasadena Convention Center

Supporting businesses near this iconic Pasadena landmark

Caltech Campus

Supporting businesses near this iconic Pasadena landmark

Local Landmarks We Serve Near

Pasadena City Hall

We provide comprehensive managed detection and response (mdr) services to businesses located near Pasadena City Hall in Pasadena. Whether you're in the Pasadena City Hall area or surrounding districts, our expert team ensures your technology infrastructure supports your business success with reliable managed detection and response (mdr) solutions tailored to your needs.

Old Pasadena

We provide comprehensive managed detection and response (mdr) services to businesses located near Old Pasadena in Pasadena. Whether you're in the Old Pasadena area or surrounding districts, our expert team ensures your technology infrastructure supports your business success with reliable managed detection and response (mdr) solutions tailored to your needs.

Pasadena Convention Center

We provide comprehensive managed detection and response (mdr) services to businesses located near Pasadena Convention Center in Pasadena. Whether you're in the Pasadena Convention Center area or surrounding districts, our expert team ensures your technology infrastructure supports your business success with reliable managed detection and response (mdr) solutions tailored to your needs.

Caltech Campus

We provide comprehensive managed detection and response (mdr) services to businesses located near Caltech Campus in Pasadena. Whether you're in the Caltech Campus area or surrounding districts, our expert team ensures your technology infrastructure supports your business success with reliable managed detection and response (mdr) solutions tailored to your needs.

How Managed Detection and Response (MDR) Works in Pasadena

How Managed Detection and Response (MDR) Works in Pasadena

This visual guide shows how Alcala Consulting delivers Managed Detection and Response (MDR) to businesses throughout Pasadena, ensuring your technology supports your business goals.

Our Process

1

Initial Assessment - We evaluate your current IT setup

2

Custom Strategy - We create a plan tailored to your business

3

Implementation - We deploy solutions with minimal disruption

4

Ongoing Support - We monitor and maintain your systems 24/7

5

Continuous Improvement - We optimize performance over time

Key Benefits

Reduced Downtime - Proactive monitoring prevents issues

Cost Savings - Predictable monthly pricing vs. break-fix

Enhanced Security - Multi-layered protection against threats

Scalable Growth - Technology that grows with your business

Expert Support - Local technicians who understand your needs

Managed Detection and Response (MDR) Process Flow

1

Initial Assessment - We evaluate your current IT setup

2

Custom Strategy - We create a plan tailored to your business

3

Implementation - We deploy solutions with minimal disruption

4

Ongoing Support - We monitor and maintain your systems 24/7

5

Continuous Improvement - We optimize performance over time

Key Benefits

Reduced Downtime - Proactive monitoring prevents issues

Cost Savings - Predictable monthly pricing vs. break-fix

Enhanced Security - Multi-layered protection against threats

Scalable Growth - Technology that grows with your business

Expert Support - Local technicians who understand your needs

Performance Metrics

99.9%
Uptime
System reliability guarantee
<1hr
Response
Average response time
24/7
Support
Round-the-clock monitoring
100+
Businesses
Served in the area
15+
Years
Local experience

What You'll See

1

Process flow diagram showing service delivery

2

Statistics dashboard with key metrics

3

Timeline visualization of implementation

4

Benefits comparison chart

5

Local business success stories

Managed Detection and Response (MDR) Features

Continuous Monitoring

24/7 visibility into endpoints, cloud, identity, and email with real-time alerting for suspicious behavior.

Advanced Threat Detection

Behavioral analysis, correlation of signals from multiple systems, and early detection of ransomware staging.

Human-Led Investigation

Security analysts review alerts in context, filter false positives, and escalate real threats.

Real-Time Response

Isolating compromised devices, forcing sign-out of compromised accounts, and blocking malicious IPs.

Post-Incident Guidance

Root cause analysis, what the attacker tried to do, and recommendations to strengthen defenses.

Reporting and Compliance

Executive-level summaries, evidence for cyber insurance, and alignment with NIST 800-171 and CMMC.

Benefits for Your Pasadena Business

Early Threat Detection

Threats are detected early - before damage is done.

Faster response

Human Investigation

Suspicious activity is investigated by humans, not ignored.

Better detection

Quick Containment

Attacks are contained quickly - damage is minimized.

Better security

BEC Attempts Shut Down

Business email compromise attempts are shut down - wire fraud is prevented.

Better protection

Fast Account Locking

Compromised accounts are locked fast - unauthorized access is stopped.

Better defense

Peace of Mind

Leadership sleeps better at night - someone is watching.

Better confidence

Our Process

1

Book a 15-Minute Discovery Call

We learn about your environment: how many endpoints you have, what cloud platforms you use, and where your most important data lives.

2

Deploy Sensors and Connect Critical Systems

We integrate EDR, identity logs, cloud audit logs, email security, and network data into a unified detection platform.

3

Monitor, Detect, and Respond in Real Time

Our team reviews alerts, hunts for threats, and takes action when something dangerous appears.

4

Ongoing Monitoring and Response

We watch your environment 24/7 and respond immediately when threats are detected.

5

Stay Focused on Your Business

You get to stay focused on running your business, knowing someone is actually watching the security side.

Success Stories from Pasadena Businesses

Case Study: Managed Detection and Response (MDR) in Pasadena

We recently helped a Pasadena business in the Old Pasadena district streamline their operations with our managed detection and response (mdr) solutions. By implementing our comprehensive approach, they experienced improved efficiency, enhanced security, and reduced operational costs.

"Alcala Consulting's managed detection and response (mdr) transformed our Pasadena business operations. Their expertise and local support made all the difference." - Local Pasadena Business Owner

What Pasadena Clients Say

"Working with Alcala Consulting for managed detection and response (mdr) has been outstanding. Their team understands the unique needs of Pasadena businesses."

- Pasadena Business Owner

"The managed detection and response (mdr) support we receive is exceptional. Fast response times and expert knowledge of our local market."

- CEO, Pasadena

Contact Alcala Consulting in Pasadena

Alcala Consulting, Inc.

35 North Lake Avenue, Suite 710

Pasadena, CA 91101

(626) 449-5549

Serving Pasadena businesses with expert managed detection and response (mdr) services

Frequently Asked Questions About Managed Detection and Response (MDR) in Pasadena

What is managed detection and response (MDR)?

Managed detection and response (MDR) means 24/7 security monitoring and response with managed detection and response (MDR) services. It includes continuous monitoring with 24/7 visibility into endpoints, cloud, identity, and email, real-time alerting for suspicious behavior, detection of attacks that don't use traditional malware, monitoring of failed logins MFA challenges and risky sign-ins, and watching for unusual access to sensitive data, advanced threat detection with behavioral analysis (what's normal vs. what's dangerous), correlation of signals from multiple systems, identification of business email compromise patterns, detection of lateral movement inside your environment, and early detection of ransomware staging, human-led investigation with security analysts reviewing alerts in context, false positives filtered out, real threats escalated and acted on, and clear explanations going to your leadership in plain English, real-time response with isolating compromised devices, forcing sign-out of compromised cloud accounts, blocking malicious IPs, disabling unauthorized inbox rules, killing suspicious processes, and helping you lock accounts and reset credentials, post-incident guidance with root cause analysis, what the attacker tried to do, what data if any was touched, steps taken to stop the threat, and recommendations to strengthen your defenses, reporting and compliance support with executive-level summaries, evidence for cyber insurance, logs and timelines to support investigations, and alignment with frameworks like NIST 800-171 and CMMC where applicable. Think of it like having a security team that never sleeps, without having to hire one. Instead of attacks going undetected for days or weeks, fake invoices getting paid, sensitive files getting copied quietly, cloud accounts getting taken over, ransomware getting staged and deployed, and businesses only realizing there's a problem when it's too late, you get threats detected early, suspicious activity investigated by humans, attacks contained quickly, business email compromise attempts shut down, compromised accounts locked fast, malware-free attacks stopped by behavior, your team notified in clear language, cyber insurance conversations easier, and leadership sleeping better at night. For Pasadena businesses worried that antivirus and a firewall aren't enough anymore, managed detection and response gives you the protection needed to detect and stop threats before the damage is done.

How do I know if my business needs managed detection and response?

You probably need managed detection and response if you hear about ransomware and business email compromise in the news and think "That could be us," your cyber insurance carrier starts asking detailed security questions you can't fully answer, your IT provider "installs tools" but can't explain who's actually watching alerts at 3 a.m., you've had a close call with a phishing email or fake invoice, you suspect attackers are trying passwords against your accounts, or you want someone to detect and stop threats before the damage is done. Many Pasadena businesses don't realize they need managed detection and response until they face a close call. A registered investment advisor (RIA) in the Pasadena area contacted us after a scare that could have ended their firm. One of their senior advisors received what looked like a routine email from a long-time client: "Can you please send me the wire instructions again? I'm ready to move the funds today." The email looked perfect: same client name, same tone, the correct account history referenced, and the correct email thread copied below. The only problem: It didn't come from the client. The attacker had phished the advisor with a fake Microsoft 365 login page a week earlier, captured the advisor's username and password, logged into the advisor's mailbox, read weeks of emails to learn how they spoke, created inbox rules to hide certain messages, and waited for the right moment. Now they were ready to strike. They drafted a fake "client" email asking to move a large sum to a new account. If the wire had gone through, it would have ruined the client and the firm. Before the email was sent, Alcala Consulting's MDR team received multiple alerts and called the firm immediately. If you're relying on old-school security tools and a general "we're probably fine," that's a sign you need managed detection and response. You don't have to build a security operations center. You just need a partner who already has one.

What happens if I don't have managed detection and response?

Businesses that rely only on basic tools often discover phishing emails that "got through anyway," real-looking invoices that were actually fake, login alerts that no one ever investigated, wire transfers sent to the wrong destination, cloud accounts that were quietly compromised, malware-free attacks that never triggered antivirus, and data exfiltration that shows up only in hindsight. And when something serious happens, they struggle to answer basic questions: "When did this start?" "How did they get in?" "What did they touch?" "Is it still happening?" Without MDR, you're flying blind. With MDR, you have radar, a co-pilot, and someone watching the skies. Most small and mid-sized businesses still rely on antivirus, a firewall, a spam filter, and occasional "security talks" with staff. Attackers know this. They use tactics that slip around those defenses: phishing and credential theft, business email compromise (BEC), malware-free intrusions, using legitimate tools (like PowerShell) in malicious ways, moving through cloud apps instead of on-premise servers, and hiding behind VPNs and overseas IP addresses. Basic tools might see pieces of this. But they don't connect those pieces, and nobody is watching them around the clock. The result: attacks go undetected for days or weeks, fake invoices get paid, sensitive files get copied quietly, cloud accounts get taken over, ransomware gets staged and deployed, and businesses only realize there's a problem when it's too late. One Pasadena registered investment advisor almost lost everything because a senior advisor received a fake email from a compromised client account asking to move a large sum. If the wire had gone through, it would have ruined the client and the firm. Without managed detection and response, businesses face phishing emails that "got through anyway," real-looking invoices that were actually fake, login alerts that no one ever investigated, wire transfers sent to the wrong destination, cloud accounts that were quietly compromised, malware-free attacks that never triggered antivirus, and data exfiltration that shows up only in hindsight. Managed Detection and Response is the combination of advanced security tools plus human experts watching your environment and responding to attacks in real time.

How does managed detection and response prevent problems?

Managed detection and response prevents problems through continuous monitoring and real-time response: we watch your environment 24/7 (endpoints, cloud, identity, email, network signals) to detect threats immediately, we detect suspicious or dangerous behavior to catch attacks early, we investigate alerts to separate noise from real threats, we take action when something is wrong — not "next week," but now, we help you recover safely and strengthen your defenses, we perform behavioral analysis to detect what's normal vs. what's dangerous, we correlate signals from multiple systems to connect related events, we identify business email compromise patterns to catch wire fraud, we detect lateral movement inside your environment to prevent spread, we detect ransomware staging early to prevent encryption, we have security analysts review alerts in context to ensure nothing is missed, we filter false positives so you only see real threats, we escalate and act on real threats immediately, we provide clear explanations to your leadership in plain English, we isolate compromised devices to prevent spread, we force sign-out of compromised cloud accounts to stop attacks, we block malicious IPs to prevent communication, we disable unauthorized inbox rules to prevent email compromise, we kill suspicious processes to stop malware, we help you lock accounts and reset credentials to secure access, we perform root cause analysis to understand what happened, we explain what the attacker tried to do, we identify what data if any was touched, we document steps taken to stop the threat, we provide recommendations to strengthen your defenses, we provide executive-level summaries to keep leadership informed, we provide evidence for cyber insurance to support claims, we provide logs and timelines to support investigations, and we align with frameworks like NIST 800-171 and CMMC where applicable. Instead of reacting to attacks after they've caused damage, we detect and stop them before they hurt your business. This proactive approach means you avoid phishing emails that "got through anyway," real-looking invoices that were actually fake, login alerts that no one ever investigated, wire transfers sent to the wrong destination, cloud accounts that were quietly compromised, malware-free attacks that never triggered antivirus, and data exfiltration that shows up only in hindsight. Many Pasadena businesses find that managed detection and response transforms how they handle security. Instead of "hoping nothing bad happens," you know someone is watching. Instead of attacks going undetected for days or weeks, threats are detected early. Instead of basic tools that don't connect the pieces, you get advanced detection tools plus human experts. You don't just get tools. You get a team.

What managed detection and response services do you offer?

Our managed detection and response services include: continuous monitoring with 24/7 visibility into endpoints, cloud, identity, and email, real-time alerting for suspicious behavior, detection of attacks that don't use traditional malware, monitoring of failed logins MFA challenges and risky sign-ins, and watching for unusual access to sensitive data, advanced threat detection with behavioral analysis (what's normal vs. what's dangerous), correlation of signals from multiple systems, identification of business email compromise patterns, detection of lateral movement inside your environment, and early detection of ransomware staging, human-led investigation with security analysts reviewing alerts in context, false positives filtered out, real threats escalated and acted on, and clear explanations going to your leadership in plain English, real-time response with isolating compromised devices, forcing sign-out of compromised cloud accounts, blocking malicious IPs, disabling unauthorized inbox rules, killing suspicious processes, and helping you lock accounts and reset credentials, post-incident guidance with root cause analysis, what the attacker tried to do, what data if any was touched, steps taken to stop the threat, and recommendations to strengthen your defenses, reporting and compliance support with executive-level summaries, evidence for cyber insurance, logs and timelines to support investigations, and alignment with frameworks like NIST 800-171 and CMMC where applicable. MDR brings everything together into one ongoing security service. For 27 years, Alcala Consulting has helped Pasadena businesses move beyond "basic IT security" to real-time detection and response. We act as a dedicated security partner for SMBs around Pasadena and the greater LA area. With MDR, we watch your environment 24/7 (endpoints, cloud, identity, email, network signals), detect suspicious or dangerous behavior, investigate alerts to separate noise from real threats, take action when something is wrong — not "next week," but now, and help you recover safely and strengthen your defenses.

How is managed detection and response different from just having antivirus and a firewall?

Managed detection and response is fundamentally different from just having antivirus and a firewall. Antivirus and a firewall are basic tools that only see pieces of attacks. MDR combines advanced detection tools plus human experts watching your environment and responding to attacks in real time. Most small and mid-sized businesses still rely on antivirus, a firewall, a spam filter, and occasional "security talks" with staff. Attackers know this. They use tactics that slip around those defenses: phishing and credential theft, business email compromise (BEC), malware-free intrusions, using legitimate tools (like PowerShell) in malicious ways, moving through cloud apps instead of on-premise servers, and hiding behind VPNs and overseas IP addresses. Basic tools might see pieces of this. But they don't connect those pieces, and nobody is watching them around the clock. MDR solves this by combining advanced detection tools, centralized visibility, human experts who understand what the data means, and real-time response. A Pasadena registered investment advisor learned this the hard way. They had antivirus and a firewall, but a senior advisor received a fake email from a compromised client account asking to move a large sum. The attacker had phished the advisor with a fake Microsoft 365 login page a week earlier, captured the advisor's username and password, logged into the advisor's mailbox, read weeks of emails to learn how they spoke, created inbox rules to hide certain messages, and waited for the right moment. Before the email was sent, Alcala Consulting's MDR team received multiple alerts: a suspicious login to the advisor's mailbox from another country, a pattern of inbox rules being created that hid messages from the real client, unusual sign-in behavior inconsistent with the advisor's normal routine, and EDR showing the credential theft event on the advisor's workstation days earlier. Our MDR system correlated the earlier phishing page visit, the stolen credentials, the foreign login, the new inbox rules, and the timing of the "urgent wire" email. We called the firm immediately and stopped the attack before the wire went through. Antivirus and a firewall wouldn't have caught this. MDR did. It's the difference between "we saw something weird last month" and "we blocked an attack this morning."

What makes your managed detection and response different from other providers?

Three things set our managed detection and response apart: First, we act as a dedicated security partner for SMBs — we don't just install tools, we actively monitor, investigate, and respond. Second, we bring enterprise-grade security to businesses that don't have enterprise-sized budgets. Third, we communicate in plain English — you'll understand what's happening and what we're doing. Many MDR providers focus on one aspect (like monitoring) but don't help with investigation or response. We provide comprehensive managed detection and response that covers everything from continuous monitoring to real-time response to post-incident guidance. We also understand that security can be overwhelming for business owners. We make MDR practical and manageable instead of confusing and stressful. For Pasadena businesses worried that antivirus and a firewall aren't enough anymore, this practical, comprehensive approach makes all the difference. We bring enterprise-grade security to businesses that don't have enterprise-sized budgets. We have 27 years working with SMBs in finance, professional services, construction, manufacturing, and more. We have deep experience with EDR, XDR, MDR, and incident response. We have local engineers who understand the realities of small and mid-sized businesses. We have 17 five-star reviews on Google, a 4.3-star average rating on Facebook, and four five-star reviews on Yelp. You don't just get tools. You get a team.

How do I get started with managed detection and response?

Getting started is simple. First, book a 15-minute discovery call where we'll learn about your environment: how many endpoints you have, what cloud platforms you use, and where your most important data lives. We'll ask questions like: What security tools do you currently have? Have you experienced incidents? What does your cyber insurance require? Based on that conversation, we'll deploy sensors and connect your critical systems — integrating EDR, identity logs, cloud audit logs, email security, and network data into a unified detection platform. We'll explain what needs to be done, how it will help, and what it will cost. Once you approve, we'll monitor, detect, and respond to threats in real time — our team reviews alerts, hunts for threats, and takes action when something dangerous appears. The process typically takes 1-2 weeks for initial setup, and then we provide ongoing 24/7 monitoring and response. There's no commitment required for the initial consultation — it's just a chance to see if managed detection and response makes sense for your Pasadena business. If you're relying on old-school security tools and a general "we're probably fine," you're playing defense with your eyes half-closed. You don't have to build a security operations center. You just need a partner who already has one. Book your 15-minute discovery call today. We'll walk you through how MDR would look in your environment and where it can immediately reduce your risk.