We are experiencing an epidemic. "Hacking" or Data Breaches have become commonplace...and that's dangerous.
As the frequency of hackings has increased, so is the likelihood that you will also be involved. You may feel that you're a sitting duck in this scenario, because, after all, even though you have been most responsible and have put every security measure of which you are aware in place, you still have no control if your data is breached due to cyber criminal activity involving a third party (EX: Target or Blue Cross).
That is not exactly accurate.